Life Insurance for Seniors Programs
Premium Financing
Use leverage and other Institutional Funding Sources to completely eliminate insurance
premiums.
No risk for insured. Obligations secured by policy, not insured.
Available to high net worth individuals, families and businesses. Ideal for estates in
excess of $1,000,000.
Exclusively utilizing the highest rated banks and insurance companies.
Individual and Second to Die coverage policies utilized.
Premium Financing in depth can be found here.
Life Settlements
Simply put, a life settlement is the sale of a life insurance policy into an open marketplace.
Typically, the policy is being sold because the needs of the origianl insured(s) has changed, and the premiums are a significant outlay.
The market for these assets has grown by leaps and bounds, and studies indicate that sales will approach $25 billion annually in the near future.
Life Settlements in depth can be found here.
Immediate Annuities
Immediate annuities are insurance programs designed to pay cash immediately, typically to seniors, who want a cash flow for life. Our program is totally unique in that there is no collateral, loan, or out of pocket expense to the senior, and the income may even increase during their lifetime!
Immediate annuities could be a perfect alternative, or supplement to seniors seeking reverse mortgages.
Qualifications are easy, as long as a senior is in reasonable health, and over 70, but below 85 years of age.
Immediate Annuities information in depth can be found here.
Finance Existing Life Insurance
You now have the ability to finance life insurance policies that are already in existence. You can finance them short term or long term. Institutional Funders provide capital at competitive rates.
Feel free to use the life insurance for seniors application form here.
